When you have a claim of loss under your insurance policy, your insurance company sends an Insurance Adjuster to inspect the loss. The Insurance Adjuster represents the insurance company. A Public Adjuster represents you, the policyholder, and works with you and your insurance company to settle your claim. The Public Adjuster is paid an agreed upon percentage of the insurance claim proceeds.
Your state legislators passed the Public Adjuster laws to give policyholders equal footing early in the insurance claim process to help the policyholders avoid making mistakes that can delay and deny their insurance claims.
Public Adjusters are licensed by the State Department of Insurance to give policyholders affordable, professional representation in the insurance claim process.