Examination Under Oath (EUO)

Insurance policies contain obligations of both the policyholder and the insurance company. A common requirement is the obligation for the policyholder to submit to an Examination Under Oath (EUO). As part of the claim investigation the insurance company may interview you, the insured, under oath before a court reporter to gather information for the insurance company to make determinations on the scope of coverage and loss amounts. If you refuse to the EUO, then your claim can be denied. You may want to seek advice from an attorney about attending the EUO with you and advising you of your obligations under the insurance contract and keeping the focus of the inquiry on what is permissible under your policy.